Personal Loans
Personal Loans are an affordable option for meeting your financial needs. We believe in providing the best options to you so that you can achieve long-term financial freedom. So if you need to pay for education, vacation, consolidate debts, or any other unexpected expenses, just give us a call and let us help.
We also offer share/certificate secured “same-day” loans as an option for those unexpected expenses. Borrow up to 100% of your savings or certificate balance using your savings or certificates as collateral.
Features
Low, fixed rates
No prepayment penalties
Flexible terms and payment plans
Credit Life and Disability Insurance are offered for peace of mind
To apply, complete an online application or visit our branch with proof of all income.
Call (808) 624-9884 for more information.
Personal Loan Rates
Effective Date: April 1, 2026
| Term | APR* |
|---|---|
| Personal Loan Rates | |
| Up to 12 months | As low as 6.49% |
| 18 months | As low as 6.99% |
| 24 months | As low as 7.49% |
| 36 months | As low as 8.49% |
| 48 months | As low as 8.99% |
| Personal Loan Special** | |
| Up to 12 months | As low as 4.99% |
| 18 months | As low as 5.49% |
| 24 months | As low as 5.99% |
*All Credit Union loan programs, rates, terms and conditions are subject to change without notice.
*All loans subject to credit approval.
*All rates expressed “as low as” includes 25 basis point reduction for automatic payment.
*Rate may vary based on individual creditworthiness.
**$5,000.00 maximum amount, minimum credit score 700
Share/Certificate Secured Loan
Effective Date: April 1, 2026
| Term | APY |
|---|---|
| Up to 12 months | Share/CD Rate +2.50% |
| 13 to 60 months | Share/CD Rate +2.75% |