Auto Loans
It's time to get yourself a new or used auto, and we can help you get the best deal. We offer pre-approvals for better bargaining power and refinancing for lower rates on existing loans. Both can save you money.
Features
Up to 100% financing available
Low, fixed rates
No prepayment penalties
Terms up to 84 months for new autos and 72 months for used autos
Credit Life and Disability Insurance offered for peace of mind
Guaranteed Auto Protection (GAP) Insurance
Extended Warranty Protection
To apply, complete an online application or visit our branch with proof of all income.
Call (808) 624-9884 for more information and ask about getting pre-approved!
New & Used Auto Loan Rates
Effective Date: April 1, 2026
| Term | APR* |
|---|---|
| New Auto Loan | |
| Up to 48 months | As low as 5.25% |
| 60 months | As low as 6.25% |
| 72 months | As low as 6.75% |
| 84 months | As low as 7.25% |
| Used Auto Loan (Based on Kelly Blue Book Value) | |
| Up to 36 months | As low as 6.25% |
| 48 months | As low as 6.75% |
| 60 months | As low as 7.25% |
| 72 months | As low as 7.75% |
| Older Used Auto Loan (7 years & older) | |
| 48 months | As low as 7.75% |
*All Credit Union loan programs, rates, terms and conditions are subject to change without notice.
*All loans subject to credit approval.
*All rates expressed “as low as” includes 25 basis point reduction for automatic payment.
*Rate may vary based on individual creditworthiness.