Home Equity Line of Credit
Use the equity you’ve built in your home and draw funds when you need it. You can use your home’s equity to finance virtually anything, including home improvement projects, PV/Solar installations, debt consolidation, family vacations, college tuition and much more! And interest payments may be tax-deductible (consult your tax advisor).
Features
Credit lines up to the lesser of $250,000 or 85% combined loan-to-value
Low, variable rate that adjusts semi-annually
Borrow what you need, when you need it
Easily transfer funds from HELOC to checking through Online Banking
Call (808) 624-9884 for more information and speak to a Loan Officer today!
HELOC Loan Rates
Effective Date: April 1, 2026
| Type | APR* |
|---|---|
| Owner Occupied Properties ($250,000 Maximum, Variable rates adjust semi-annually) | |
| Promotional (as low as) | 4.75% |
| Current Variable | 7.75% |
*All Credit Union loan programs, rates, terms and conditions are subject to change without notice.
*All loans subject to credit approval.
*All rates expressed “as low as” includes 25 basis point reduction for automatic payment.
*Rate may vary based on individual creditworthiness.