Loan Promotions
Fall Loan Specials and Auto Loan Offers
October 2026
Fall is a great time to finance your goals, and Signia CU is offering special loan rates to help you save.
Auto Loan Rates
As of October 1, 2026
New Auto Loans: as low as 4.25% APR* (48 months)
Used Auto Loans (2020–2025): as low as 5.25% APR* (36 months)
🎁 Bonus: Receive a $100 Visa gift card when we finance your new auto.
Fall Loan Special
Rates as low as 4.99% APR*
Up to 12 months
Maximum $5,000
Minimum credit score: 700
Home Equity Line of Credit (HELOC)
Promotional fixed rate as low as 4.75% APR* until January 1, 2028
Current variable rate: 8.00% APR^
Initial advance: $10,000
A HELOC can be used for home improvements, education, or vacations, and interest may be tax-deductible (consult your tax advisor).
*Interest rates are expressed as Annual Percentage Rates (APR). All loans subject to credit approval. Rates, terms, and conditions may change. All rates expressed “as low as” includes 25 basis point reduction for automatic payment. Rate may vary based on individual creditworthiness.
^Variable rate feature and the Annual Percentage Rate (APR) and minimum payment can change semi-annually on January 1 and July 1. The maximum interest rate that can apply during this plan is 18% APR. No closing costs in most cases. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
^Variable rate feature and the Annual Percentage Rate (APR) and minimum payment can change semi-annually on January 1 and July 1. The maximum interest rate that can apply during this plan is 18% APR. No closing costs in most cases. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.